Use of the websiteUse of this website and the accompanying mobile application (collectively, site) is provided by Aussie Angels Pty Ltd ABN 51 653 070 163 (we, us, our or Aussie Angels) and is subject to the following terms and conditions and any other directions or rules for use of the site which may apply from time to time (collectively, terms).

Please read these terms carefully. If you have any questions, please contact us so we can clarify and update any areas of ambiguity.  When you access the site (other than to read these terms for the first time), you are taken to have agreed to these terms and be bound by them.
1. Important information
You use the site at your own risk.  To the maximum extent permitted by law, no member of Aussie Angels or any of their directors, employees, agents, related bodies, third party content providers or licensors makes any express or implied representation or warranty about, or will be liable, in contract, tort (including negligence) or otherwise, for any direct, indirect, special or consequential loss, damages or reliance in connection with, the site, its use, its content or any products or services (including our products or services) referred to on the site.  This includes (but is not restricted to) loss or damage you might suffer as a result of any of the following:
  • any reliance on the completeness, accuracy, suitability or currency of the site or its content
  • any any reliance on the completeness, accuracy, suitability or currency of the site or its
    content on the completeness, accuracy, suitability or currency of the site or its content
  • accessing any sites or servers maintained by other organisations through links on the site
  • defamatory, threatening, offensive or unlawful conduct of third parties, ora breach by us of
    our Privacy Policy.
We may suspend or remove access to the site at any time. We are not liable, for any reason, if the site is unavailable or any functionality of the site is restricted or impaired.
No advice
The site has been prepared for general promotional purposes only and is not a recommendation to buy, or an offer or solicitation to sell, any financial product.  

The site is intended to provide general information and must not be construed as general or specific investment or professional advice.  No direct or implicit recommendations are given
in the information on the site.

The site has been prepared without taking into account the personal objectives, financial situation or needs of any particular person.  We recommend you obtain financial advice specific to your situation before making an investment decision.
Product Disclosure Statement
The product disclosure statement (PDS) for any financial product referenced on the site forms the complete and definitive source of information in relation to those products.  In the event of any inconsistency between information on the site and information contained in the PDS, the PDS will prevail.  You agree that the PDS and any other information relating to our financial products may be sent to you by email.

2. Liability
Exclusion of implied warranties
To the maximum extent permitted by law, we exclude all warranties that otherwise would be implied in any transactions for the supply by us of information, products or services offered on the site (including warranties of satisfactory quality, merchantability and fitness for purpose).

Limitation of our liability (if any) to you
To the maximum extent permitted by law, our total liability to you (if any) for loss, damage or reliance will be limited, at our election, to:
  • in the case of information or services supplied or offered by us for a fee – the re-supply of
    the information or services or payment of the cost of doing this. To the maximum extent
    permitted by law, we accept no, and exclude all, liability for information or services
    supplied or offered by us for free, or
  • in the case of goods supplied or offered by us for a fee – repair or replacement of the goods, supply of equivalent goods, or payment of the cost of doing this.  To the maximum extent permitted by law, we accept no, and exclude all, liability for goods supplied or offered by
    us for free.

3. Privacy 
You agree to provide true, accurate, current and complete information about yourself and your accounts maintained by third parties and you agree to not misrepresent your identity or your account information held with third parties.

Any personal information collected by us (in connection with the site or otherwise) will be
dealt with in accordance with our Privacy Policy.

You agree that we may collect and use technical data and related information, including
but not limited to technical information about:
  • your smartphone and other hardware devices, and
  • your systems and other application software,
  • to facilitate the provision of software and other updates to the site.
  • Third party links and materials
  • The site contains links to other sites. You agree that:
  • those links are provided for convenience only and may not remain current or be maintained
  • we are not responsible for the content or privacy practices associated with linked sites and
    have no control over those linked sites
  • those links are not an endorsement, approval or recommendation by us of the owners or operators of linked sites, or of any information, graphics, materials, products or services
    referred to or contained on linked sites, and
  • you indemnify us against any loss or damage we suffer which results from your use of linked
    sites in a way which breaches the terms and conditions which govern their use.
You acknowledge that any third party materials appearing on the site (including blog posts or articles provided by others) are not necessarily controlled or monitored by us and that the views expressed are not necessarily ours

4. Copyright and Intellectual Property Notices
Copyright and trade mark notices
Unless expressed to the contrary all copyright, trade marks and other intellectual property rights contained in the site and the materials appearing on it are owned or licensed by us and may not be reproduced, stored, adapted, uploaded to a third party system or used without our prior written. No trade mark of ours (whether registered or otherwise) may be used without our prior, specific, written permission.

The site may also contain trade marks of our affiliates or third parties (including advertisers, sponsors and customers). The use or misuse of these trade marks, except as expressly authorised, is prohibited. The use by us of a trade mark on the site is not intended to indicate any association with, or endorsement by, the owner of that trade mark.
We own or control, and reserve, all rights
Unless otherwise indicated, all rights (including copyright) in the content and compilation of the web pages and on-line images (including text, graphics, logos, button icons, video images, audio clips and software) comprising the site are owned or controlled, and are reserved, by us.

5. User Conduct
Lawful and authorised use only
You must only use the site for lawful purposes and for the purposes explicitly outlined and authorised in the site (including in these terms).  If any part of the site requires you to provide a username and password to access or use any part of the site, you must keep that username and password confidential and not provide them to anyone other than us.  You must immediately let us know if you believe that your password is known to someone else or if it may be used in an unauthorised way.

You are authorised to:
  • download and view content
  • register your interest in receiving further information from us in relation to products or
    services we may offer to you (or invite offers from you) in the future, and
  • use the software included in the site for your own personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.  You must not exploit any of our site materials for commercial purposes without our prior written permission.
You are not authorised to:
You are not otherwise authorised to copy, broadcast, reproduce, republish, store (in any medium), transmit, broadcast, distribute, sell, lease, licence, show or play in public, adapt or change in any way the content of, or create a derivative work from, the site for any other purpose unless we have provided prior written consent and you have also received the permission of any other relevant rights owner. You must not copy, decompile, reverse engineer, disassemble, attempt to derive the source code of the site.

This prohibition does not extend to materials on the site which are expressed to be freely
available for re-use or replication, subject to any conditions we specify.

Any contributions made by you to the site must:
  • be accurate (where they state facts)
  • be genuinely held (where they state opinions)
  • not be misleading or deceptive, and
  • comply with applicable law in any country from which they are made.

General prohibitions

You must not use or contribute to the site, or any tools or applications offered through the site,
in a manner that:
  • violates or infringes the rights of others (including their intellectual property, privacy and publicity rights)
  • is unlawful, fraudulent (or has any unlawful or fraudulent effect), threatening, discriminatory, sexually explicit, abusive, defamatory, invasive of privacy, vulgar, obscene, profane or which may harass or cause distress or inconvenience to, or incite hatred of, any person
  • encourages conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any law
  • impersonates any person or mispresents your identity or affiliation with any person (including us)
  • transmits or procures the sending of any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (including spam)
  • restricts or inhibits any other user from using or enjoying the site
  • affects the functionality or operation of the site or its servers or the functionality or operation of any users’ computer systems (for example, by transmitting a computer virus or other harmful component, whether or not knowingly), or
  • breaches any standards, content requirements or codes of any relevant authority, including authorities which require us to take remedial action under any applicable industry code.
We have the right to disable any user identification code or username or terminate or restrict your access to the site if in our opinion you have failed to comply with any of these terms and conditions. We also reserve the right to remove and delete any content you put on the site.
Co-operation with authoritiesWe reserve the right to co-operate fully with any law enforcement authority in any jurisdiction in respect of a lawful direction or request to disclose the identity or other information about anyone posting materials which the authority claims violates any applicable law.
Your responsibilities under laws affecting youYou are responsible for ensuring that your use of the site is lawful, does not infringe any third party’s rights and does not breach any standards, content requirements or codes promulgated by any relevant authority (including relevant internet industry codes of practice).
6. Contacting us and complaintsIf you have any feedback, questions or concerns in relation to these terms of use, please contact our customer support team
7. Changes to this policy
We reserve the right to withdraw or amend, update or change the functionality or content of the site at any time without notice.We may change these terms at any time, without notice.  An up-to-date version of these terms will be available on our website.  You are responsible for keeping up to date of any changes by regularly reviewing these terms.  If you access the site after any changes are posted, you agree to all changes (including those which you are then unaware have been posted).
8. Miscellaneous
Applicable law
The site (excluding any linked third party sites) is controlled by us from Australia. Any disputes must be determined by the courts having jurisdiction in NSW, Australia in accordance with laws in force in NSW.  You irrevocably and unconditionally submit to this jurisdiction.
Unenforceable terms
If any of these terms are found by a court to be invalid or unenforceable, the invalidity or unenforceability will not affect the remaining terms.
No offers where illegality arises
Nothing on the site constitutes an offer to provide goods or services in any jurisdiction if to do so would contravene the laws of that jurisdiction.
Site or content may be unlawful outside Australia
We do not warrant that the content of the site complies with the laws of any other country. If you access the site from outside of Australia, you do so at your own risk and you accept responsibility for ensuring or confirming compliance with all laws that apply to you because of that access or any consequent transactions or dealings with us.